Pender County, NC at a glance
Median household income
$80,396$6,700 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Pender County, NC?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Pender County, NC? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Pender County, NC HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,016 | $12,192 | $40,640 | 15.2% |
| 1-Bedroom Apartment | $1,064 | $12,768 | $42,560 | 15.9% |
| 2-Bedroom ApartmentBenchmark | $1,166 | $13,992 | $46,640 | 17.4% |
| 3-Bedroom Home | $1,622 | $19,464 | $64,880 | 24.2% |
| 4-Bedroom Home | $1,956 | $23,472 | $78,240 | 29.2% |
What a typical income covers in Pender County, NC
The 50/30/20 rule applied to the local median of $80,396 a year ($6,700 a month before tax).
What $80,396 leaves after North Carolina taxes
Federal income tax, Social Security, Medicare and North Carolina tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in North Carolina
Living in Pender County, NC: common questions
What is the median household income in Pender County, NC?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pender County, NC is $80,396 per year (approximately $6,700 per month).
What is the average rent in Pender County, NC?
The closest official figure is HUD's Fair Market Rent for 2026: $1,016 for a studio, $1,064 for one bedroom, $1,166 for two, $1,622 for three and $1,956 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Pender County, NC expensive to live in?
Prices there run 3.6% below the U.S. average. BEA's regional price parity for the metro area is 96.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Pender County, NC?
To keep a $1,166 two-bedroom under 30% of gross income, a household needs about $46,640 a year, or $3,887 a month. That is 58% of what the typical household in Pender County, NC earns.
How much do you need to live comfortably in Pender County, NC?
On the local median income of $80,396 ($6,700 a month before tax), the 50/30/20 rule leaves $3,350 a month for needs like rent, utilities and groceries, $2,010 for everything else and $1,340 for savings or debt. A two-bedroom at $1,166 takes 35% of the needs share.
How much is the electric bill in Pender County, NC?
Homes in North Carolina paid 14.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $133. Your bill depends mostly on heating and cooling.