North Carolina · HUD FY2026 Fair Market Rents · Updated

Rent in Pender County, NC

HUD puts rent for a two-bedroom in Pender County, NC at $1,166 a month for 2026, and a one-bedroom at $1,064. Keeping the two-bedroom under 30% of income takes $22.42 an hour full time, or $46,640 a year. The typical household there would spend 17.4% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,199 (up 2.8%).

Rent in Pender County, NC at a glance

2-bedroom rent (HUD)

$1,166$13,992 a year · HUD fiscal year 2026From October 1, 2026: $1,199 (+2.8%)
Studio$1,016$20/hr needed
1 bedroom$1,064$20/hr needed
Wage a 2-bedroom takes$22.42an hour, 40 hours a week
3 bedrooms$1,622$31/hr needed

How much rent can you afford in Pender County, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,166Monthly market rent
Share of gross income17.4%Recommended max: 30%
Annual income needed$46,640To meet the 30% standard
Max affordable rent$2,010At 30% of $80,396
0%30% (Affordability standard)100%
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Rent in Pender County, NC by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Pender County, NC, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,016$12,192$40,640$19.54/hr
1 bedroom$1,064$12,768$42,560$20.46/hr
2 bedroomsMost searched$1,166$13,992$46,640$22.42/hr
3 bedrooms$1,622$19,464$64,880$31.19/hr
4 bedrooms$1,956$23,472$78,240$37.62/hr

Cost of living in Pender County, NC: income, prices and a budget →

Rent in Pender County, NC: common questions

How much is rent going up in Pender County, NC in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,199 for a two-bedroom, up 2.8% from $1,166. A one-bedroom goes from $1,064 to $1,101, a studio from $1,016 to $915.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Pender County, NC?

HUD's Fair Market Rent for 2026 is $1,064 for a one-bedroom and $1,166 for a two-bedroom, utilities included. That is $13,992 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Pender County, NC?

To keep a $1,166 two-bedroom at 30% of gross pay, one full-time worker needs $22.42 an hour, or $46,640 a year. A one-bedroom at $1,064 takes $20.46 an hour.

How much is a 1, 2 or 3-bedroom apartment in Pender County, NC?

At HUD's 2026 Fair Market Rent: studio $1,016, one bedroom $1,064, two $1,166, three $1,622 and four $1,956 a month.

Is rent affordable in Pender County, NC?

For the typical household, earning $80,396 a year ($6,700 a month, Census ACS), a two-bedroom at $1,166 takes 17.4% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,166 × 12) ÷ 0.30 = $46,640. Divided by 2,080 working hours, that is $22.42 an hour.