New York · HUD FY2026 Fair Market Rents · Updated

Rent in Rochester, NY

HUD puts rent for a two-bedroom in Rochester, NY at $1,573 a month for 2026, and a one-bedroom at $1,256. Keeping the two-bedroom under 30% of income takes $30.25 an hour full time, or $62,920 a year. The typical household there would spend 40% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,416 (down 10%).

Rent in Rochester, NY at a glance

2-bedroom rent (HUD)

$1,573$18,876 a year · HUD fiscal year 2026From October 1, 2026: $1,416 (−10%)
Studio$1,116$21/hr needed
1 bedroom$1,256$24/hr needed
Wage a 2-bedroom takes$30.25an hour, 40 hours a week
3 bedrooms$1,895$36/hr needed

How much rent can you afford in Rochester, NY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,573Monthly market rent
Share of gross income40%Recommended max: 30%
Annual income needed$62,920To meet the 30% standard
Max affordable rent$1,180At 30% of $47,213
0%30% (Affordability standard)100%
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Rent in Rochester, NY by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Rochester, NY, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,116$13,392$44,640$21.46/hr
1 bedroom$1,256$15,072$50,240$24.15/hr
2 bedroomsMost searched$1,573$18,876$62,920$30.25/hr
3 bedrooms$1,895$22,740$75,800$36.44/hr
4 bedrooms$2,083$24,996$83,320$40.06/hr

Cost of living in Rochester, NY: income, prices and a budget →

Rent in Rochester, NY: common questions

How much is rent going down in Rochester, NY in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,416 for a two-bedroom, down 10% from $1,573. A one-bedroom goes from $1,256 to $1,131, a studio from $1,116 to $1,005.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Rochester, NY?

HUD's Fair Market Rent for 2026 is $1,256 for a one-bedroom and $1,573 for a two-bedroom, utilities included. That is $18,876 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Rochester, NY?

To keep a $1,573 two-bedroom at 30% of gross pay, one full-time worker needs $30.25 an hour, or $62,920 a year. A one-bedroom at $1,256 takes $24.15 an hour.

How much is a 1, 2 or 3-bedroom apartment in Rochester, NY?

At HUD's 2026 Fair Market Rent: studio $1,116, one bedroom $1,256, two $1,573, three $1,895 and four $2,083 a month.

Is rent affordable in Rochester, NY?

For the typical household, earning $47,213 a year ($3,934 a month, Census ACS), a two-bedroom at $1,573 takes 40% of income. Under 30% is the usual line for affordable; this is over it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,573 × 12) ÷ 0.30 = $62,920. Divided by 2,080 working hours, that is $30.25 an hour.