Bay City, MI metro area · BLS May 2025 · Updated

How much does a waiter or waitress make in Bay City, MI?

In the Bay City, MI metropolitan area, waiters or waitresses earned a median of $40,500 a year ($19.47 an hour) in May 2025, according to the BLS Occupational Employment and Wage Statistics survey for the metro. BLS counted 570 of these jobs there. That is 11% below the $45,620 median for all jobs in the metro. The middle 80% earned between $25,960 and $62,220; these percentiles do not measure years of experience. Applying 2026 federal and Michigan tax rules to the median leaves an estimated $33,251 in take-home pay.

Waiter or waitress pay in Bay City, MI at a glance

Median salary

$40,500$19.47 per hour · $3,375 monthly · BLS May 2025
10th percentile$25,960$12.48/hr
25th percentile$29,230$14.05/hr
75th percentile$54,970$26.43/hr
90th percentile$62,220$29.92/hr
Jobs in this metro570Location quotient 1.15 (U.S. = 1.00)
Against all jobs here11% belowAll-jobs median $45,620
Against Michigan7% aboveStatewide median $37,760
Against the U.S.15% aboveNational median $35,230

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Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Waiter or waitress salary in Bay City, MI after taxes

$40,500
$15,000$85,000
Filing status:
Gross salary breakdown$40,500
Net 82%
Fed 7%
MI 4%
FICA 8%
Annual take-home$33,251After all taxes
Monthly deposit$2,771Estimated per month
Biweekly paycheck$1,279Every 2 weeks (26/yr)
Effective tax rate17.9%Total tax burden
Federal income tax$2,680 / yr
Michigan state income tax$1,471 / yr
FICA (Social Security & Medicare)$3,098 / yr

Waiters or waitresses pay range in Bay City, MI, hourly and yearly

BLS May 2025 estimates for the Bay City, MI metropolitan statistical area. Monthly and take-home figures are ours, computed from the annual wage.

What waiters or waitresses earned in the Bay City, MI metro area, May 2025
PercentileHourlyMonthlyYearlyAfter tax a year (MI)
10th percentile$12.48/hr$2,163$25,960$22,136
25th percentile$14.05/hr$2,436$29,230$24,675
MedianMedian$19.47/hr$3,375$40,500$33,251
75th percentile$26.43/hr$4,581$54,970$44,263
90th percentile$29.92/hr$5,185$62,220$49,780

Is $40,500 a good salary in Bay City, MI?

It depends on what else people there earn and what things cost. Here is the median for waiters or waitresses next to both.

Median household income$61,763Census Bureau ACS
Local price level (U.S. = 100)91.98.1% below national average
One paycheck vs. a household65.6%of area median income

The same job statewide and nationally, and a calculator for your own paycheck.

Do waiters or waitresses pay tax on tips?

Yes, but less than before. This job is on the Treasury's list of tipped occupations, so from 2025 through 2028 up to $25,000 a year of reported tips comes off federal taxable income, shrinking above $150,000 of income ($300,000 joint). Social Security and Medicare are still owed on every tip, and most states still tax them. The BLS pay figures on this page already include tips as employers report them.

See what the tips deduction saves you →

Waiter or waitress pay in Bay City, MI: common questions

What is the median salary for waiters or waitresses in Bay City, MI?

The BLS median annual wage for waiters or waitresses in the Bay City, MI metro area was $40,500 in May 2025, about $3,375 a month or $19.47 an hour. Statewide, the Michigan median for this job is $37,760, so the metro pays 7% above the state.

What is the hourly pay for waiters or waitresses in Bay City, MI?

The median hourly wage for waiters or waitresses in Bay City, MI was $19.47 in the BLS survey. One in ten earned less than $12.48 an hour and one in ten earned more than $29.92.

How many waiters or waitresses work in Bay City, MI?

BLS estimated 570 jobs for waiters or waitresses in the metro in May 2025, or 16.8 of every 1,000 jobs. Its location quotient of 1.15 means the job is more concentrated here than in the country as a whole.

What is the pay range for waiters or waitresses in Bay City, MI?

BLS wage estimates for waiters or waitresses in Bay City, MI run from $25,960 at the 10th percentile to $29,230 at the 25th, $54,970 at the 75th, and $62,220 at the 90th. These are points in the wage distribution, not experience levels.

How much do waiters or waitresses take home after taxes in Bay City, MI?

On a median gross salary of $40,500, an estimated $33,251 lands in net take-home pay per year ($1,279 biweekly) for a single filer claiming the standard deduction in Michigan in 2026. Total tax withholding equals $7,249 (an effective rate of 17.9%).

How much do waiters or waitresses make per month in Bay City, MI?

On the median annual salary of $40,500, gross monthly income is $3,375. After federal, FICA, and Michigan state income taxes, estimated net take-home pay is $2,771 per month (or $1,279 every two weeks).

Is $40,500 a good salary in Bay City, MI?

At $40,500, the median salary for waiters or waitresses is 65.6% of the Bay City, MI median household income ($61,763). It is 11% below the $45,620 median for all jobs in the metro. The BEA regional price parity is 91.9, so prices here run 8.1% below the U.S. average.