Indianapolis-Carmel-Greenwood, IN metro area · BLS May 2025 · Updated

How much does a waiter or waitress make in Indianapolis-Carmel, IN?

In the Indianapolis-Carmel-Greenwood, IN metropolitan area, waiters or waitresses earned a median of $29,050 a year ($13.97 an hour) in May 2025, according to the BLS Occupational Employment and Wage Statistics survey for the metro. BLS counted 15,830 of these jobs there. That is 41% below the $49,340 median for all jobs in the metro. The middle 80% earned between $18,070 and $49,380; these percentiles do not measure years of experience. Applying 2026 federal and Indiana tax rules to the median leaves an estimated $24,694 in take-home pay.

Waiter or waitress pay in Indianapolis-Carmel, IN at a glance

Median salary

$29,050$13.97 per hour · $2,421 monthly · BLS May 2025
10th percentile$18,070$8.69/hr
25th percentile$21,040$10.12/hr
75th percentile$37,070$17.82/hr
90th percentile$49,380$23.74/hr
Jobs in this metro15,830Location quotient 0.98 (U.S. = 1.00)
Against all jobs here41% belowAll-jobs median $49,340
Against Indiana2% aboveStatewide median $28,480
Against the U.S.18% belowNational median $35,230

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Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Waiter or waitress salary in Indianapolis-Carmel, IN after taxes

$29,050
$15,000$60,000
Filing status:
Gross salary breakdown$29,050
Net 85%
Fed 4%
IN 3%
FICA 8%
Annual take-home$24,694After all taxes
Monthly deposit$2,058Estimated per month
Biweekly paycheck$950Every 2 weeks (26/yr)
Effective tax rate15%Total tax burden
Federal income tax$1,306 / yr
Indiana state income tax$827 / yr
FICA (Social Security & Medicare)$2,222 / yr

Waiters or waitresses pay range in Indianapolis-Carmel, IN, hourly and yearly

BLS May 2025 estimates for the Indianapolis-Carmel-Greenwood, IN metropolitan statistical area. Monthly and take-home figures are ours, computed from the annual wage.

What waiters or waitresses earned in the Indianapolis-Carmel-Greenwood, IN metro area, May 2025
PercentileHourlyMonthlyYearlyAfter tax a year (IN)
10th percentile$8.69/hr$1,506$18,070$15,987
25th percentile$10.12/hr$1,753$21,040$18,345
MedianMedian$13.97/hr$2,421$29,050$24,694
75th percentile$17.82/hr$3,089$37,070$30,902
90th percentile$23.74/hr$4,115$49,380$40,430

Is $29,050 a good salary in Indianapolis-Carmel, IN?

It depends on what else people there earn and what things cost. Here is the median for waiters or waitresses next to both.

Median household income$79,852Census Bureau ACS
Local price level (U.S. = 100)95.74.3% below national average
One paycheck vs. a household36.4%of area median income

The same job statewide and nationally, and a calculator for your own paycheck.

Do waiters or waitresses pay tax on tips?

Yes, but less than before. This job is on the Treasury's list of tipped occupations, so from 2025 through 2028 up to $25,000 a year of reported tips comes off federal taxable income, shrinking above $150,000 of income ($300,000 joint). Social Security and Medicare are still owed on every tip, and most states still tax them. The BLS pay figures on this page already include tips as employers report them.

See what the tips deduction saves you →

Waiter or waitress pay in Indianapolis-Carmel, IN: common questions

What is the median salary for waiters or waitresses in Indianapolis-Carmel-Greenwood, IN?

The BLS median annual wage for waiters or waitresses in the Indianapolis-Carmel-Greenwood, IN metro area was $29,050 in May 2025, about $2,421 a month or $13.97 an hour. Statewide, the Indiana median for this job is $28,480, so the metro pays 2% above the state.

What is the hourly pay for waiters or waitresses in Indianapolis-Carmel-Greenwood, IN?

The median hourly wage for waiters or waitresses in Indianapolis-Carmel-Greenwood, IN was $13.97 in the BLS survey. One in ten earned less than $8.69 an hour and one in ten earned more than $23.74.

How many waiters or waitresses work in Indianapolis-Carmel-Greenwood, IN?

BLS estimated 15,830 jobs for waiters or waitresses in the metro in May 2025, or 14.3 of every 1,000 jobs. Its location quotient of 0.98 means the job is about as common here as in the country as a whole.

What is the pay range for waiters or waitresses in Indianapolis-Carmel-Greenwood, IN?

BLS wage estimates for waiters or waitresses in Indianapolis-Carmel-Greenwood, IN run from $18,070 at the 10th percentile to $21,040 at the 25th, $37,070 at the 75th, and $49,380 at the 90th. These are points in the wage distribution, not experience levels.

How much do waiters or waitresses take home after taxes in Indianapolis-Carmel-Greenwood, IN?

On a median gross salary of $29,050, an estimated $24,694 lands in net take-home pay per year ($950 biweekly) for a single filer claiming the standard deduction in Indiana in 2026. Total tax withholding equals $4,356 (an effective rate of 15%).

How much do waiters or waitresses make per month in Indianapolis-Carmel-Greenwood, IN?

On the median annual salary of $29,050, gross monthly income is $2,421. After federal, FICA, and Indiana state income taxes, estimated net take-home pay is $2,058 per month (or $950 every two weeks).

Is $29,050 a good salary in Indianapolis-Carmel-Greenwood, IN?

At $29,050, the median salary for waiters or waitresses is 36.4% of the Indianapolis-Carmel-Greenwood, IN median household income ($79,852). It is 41% below the $49,340 median for all jobs in the metro. The BEA regional price parity is 95.7, so prices here run 4.3% below the U.S. average.